Buy a Home in Wise County & North Texas
Whether it’s your first home, a move-up, a place in the country with some land, or a brand-new build, I’ll help you find the right home and negotiate a deal you feel good about. Start by telling me what you’re looking for below, or book a time to talk about what you’re looking for.
Get New Listings First
Send me your info and I’ll set up a custom search that emails you new listings that match, the day they hit the market. Prefer to do it yourself? Run a search at the bottom of this page and click Save Search.
How Buying With Me Works
1. Consultation
We talk through what you want, where you want to be, your budget, and your timeline.
2. Get Pre-Approved
Know what you can comfortably spend, and make your offer stronger. I’ll connect you with the right lender.
3. Tour Homes
We go see the homes worth your time, and I’ll point out what’s great and what could cost you later.
4. Offer & Negotiation
I pull recent sales so we know what the home is really worth, then negotiate an offer that protects you.
5. Inspection to Closing
I go through the inspection with you, negotiate repairs, and keep everyone on schedule to closing day.
Financing Your Home
I work with several excellent mortgage brokers, banks, and credit unions, and I have contacts for just about every situation. Whatever loan fits you, I’ll connect you with a lender who knows it well:
- VA loans: I work with a lot of veterans. Eligible veterans and service members can buy with no down payment and no monthly mortgage insurance.
- FHA loans: down payments as low as 3.5%, with more flexible credit guidelines.
- Conventional loans: some first-time buyers can put as little as 3% down.
- USDA loans: no down payment on eligible homes in qualifying rural areas, and many homes in the country around Wise and Parker County may qualify.
- First-time buyer programs: Texas programs through TSAHC and TDHCA offer down payment help to buyers who qualify.
Why Buy With The Morris Team
- Experience: licensed since 2014, and I’ve helped more than 300 families buy and sell homes across North Texas.
- A careful eye: I’ve been buying, fixing, and selling homes of my own since 2012, so I can spot problems before they become yours.
- New construction: I represent buyers with builders across North Texas. See my new construction guide.
- Country property: wells, septic systems, surveys, easements, and ag exemptions. I know what to check before you buy acreage.
- Local: we live in Wise County, in Decatur, meet clients at our Rhome office, and still do a lot of business in Bedford and the Mid-Cities.
- You get me: we’re a small, family-run team. When you call, you get me.
What Buyers Say
Closing day is the best part of the job. Here are a few of the families I’ve helped get the keys.
“Ryan is a great realtor. He is an excellent communicator, he knows the market, and he is ultra-dependable. When Ryan tells you he will do something, he does it. He also tells you the truth about an area or a particular property, which is invaluable to someone who has been away from the Fort Worth area for over 40 years…”
J. M., Buyer · Google Review
“Ryan is an absolutely fantastic realtor! He was always available if and when we need him. He was honest, punctual, respectful and very knowledgeable… Whether you are buying or selling, THIS IS YOUR GUY!”
First-Time Buyers, Fort Worth · Zillow Review
Areas I Serve
Wise County: Decatur · Rhome · Bridgeport · Boyd · Paradise · Newark · Alvord · Chico · Runaway Bay
Tarrant County: Fort Worth · Hurst, Euless & Bedford · Keller · Grapevine · Colleyville · North Richland Hills · Haslet · Saginaw · Watauga
Parker County: Weatherford · Aledo · Willow Park · Hudson Oaks · Springtown · Azle · Peaster · Brock · Poolville
Denton County: Denton · Justin · Northlake · Roanoke · Argyle · Ponder · Krum · Lake Dallas · Corinth · Lewisville · Flower Mound · Hickory Creek
Buyer FAQs
How much do I need for a down payment?
Usually less than people think. VA and USDA loans can require nothing down, FHA starts at 3.5%, and some conventional loans start at 3%. You’ll also need money for closing costs, earnest money, and the option fee, and sometimes the seller can help with closing costs.
How long does it take to buy a home?
Finding the right home can take a few days or a few months, depending on what you want and what’s on the market. Once your offer is accepted, most purchases close in about 30 to 45 days.
Should I get pre-approved before I start looking?
Yes. It tells you what you can afford, and sellers take your offer more seriously. I can connect you with a lender to get it done quickly.
Can you help me buy a new build?
Yes. Having your own agent with a builder keeps someone on your side through the contract, upgrades, and inspections. See my new construction guide.
What should I check before buying a home on acreage?
Water and septic, the survey and easements, deed restrictions, flood zones, and whether the land has an ag exemption. I’ll help you check each one before you commit.
Ready to Start?
Book a time that works for you or give me a call at (214) 693-0050.